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Yes, as soon as possible. You will need to "pre-authorize" or "pre-certify" with your insurance company. The company will ask you a variety of questions (including the type of insurance plan you want for your baby). Some insurance companies have certain restrictions and requirements about notification. For example, there may be a grace period between the time you sign up and when your baby is actually covered by your insurance policy. Ask about this and any other concerns you may have. You also can make arrangements before delivery by calling St. Luke's Patient Financial Services at (208) 381-2333.